Creditor Harassment

Do creditors call and scrutinize you on a daily basis?

State and federal laws exist to protect debtors from creditor and/or collection agency harassment. The Fair Debt Collection Practices Act (FDCPA) is a federal law passed by Congress in 1977 to alleviate abusive practices by collection agencies. In addition, the Massachusetts legislature passed supplementary laws to the FDCPA to further protect consumers in the state. Massachusetts law applies to creditors as well as collectors. These laws allow debtors to sue for damages if the creditor or collector violates them. The laws also provide that the offending collector/creditor pay your attorney fees if it is proven that the creditor is in violation of the law.

If you or someone you know has been the victim of creditor or collector harassment in Massachusetts, contact Attorney David R. Chenelle. He can apprise you of your rights under state and federal law and help you take legal action against the offending party. Attorney Chenelle has helped countless individuals regain financial stability and relief from abusive collection agencies and creditors.

Evade Creditor Harassment for Good

State and federal laws prohibit harassment practices in the form of varying types misrepresentation, unnecessary contact with third parties about the debtor, including employers, repeated personal contact with the debtor that amounts to harassment, abusive conduct including profane or obscene language, implied threats, advertisement of the sale of a debt to coerce payment of the debt, and placing telephone calls without identifying oneself as a debt collector. The FDCPA covers consumer debt only, meaning personal, family, or household debt. It does not cover debt engaged in for business purposes. To learn more about how you are protected from deceitful or abusive creditors, it is best to speak with Attorney Chenelle about the specifics of your debt situation.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.