Stop Creditors

Protection Through Bankruptcy

Do you need to stop creditors from harassing you with calls, letters, or threats? Has your financial situation broken down to the point where you can no longer pay your bills? Have you been subjected to humiliating treatment by collection agencies? If you are in a severe financial crisis, whether due to a job loss, a costly illness, divorce, or some other misfortune, you are already under heavy stress. Adding the harassment of aggressive creditors or collection agencies only adds more upset to an already difficult situation. That is when you need the experienced legal help of Attorney Chenelle. He has helped innumerable individuals and businesses in Massachusetts in finding the legal solutions they need to stop creditors and gain relief from crushing debt.

How to Stop Creditors through a Bankruptcy Filing

When you file for bankruptcy, whether through a Chapter 7Chapter 13, or a Chapter 11 petition, an automatic stay is immediately imposed on your creditors. This stay is a court injunction which stops all actions on the part of creditors, with certain exceptions, to persist in trying to collect on debts. This means that creditors to whom you owe unsecured debts, such as credit card companies, can no longer contact you by phone, mail, or any other way to collect on debts. This also applies to collection agencies and beginning or continuing judicial actions, such as foreclosures, wage garnishments, or repossessions.

Once you file for bankruptcy with the help of Attorney Chenelle, creditors will no longer be allowed to speak with you. All of their communication will be directed to your attorney. If they do continue to contact you, they may face legal recourse in the way of fines or penalties.

If you are facing a financial meltdown that includes creditor harassment, it is time to consult with experienced bankruptcy attorney, David R. Chenelle, to find out how bankruptcy can end your crisis and give you a fresh start.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.